10 Reasons to Purchase Your Insurance From an Independent Insurance Agent

Website: Merchants Insurance Group

Materials Excerpted From: Merchants.com – Blog

An independent insurance agent partners with multiple insurance carriers, meaning the agent can sell insurance from any of its carriers rather than just one business. What is the benefit of working with an independent insurance agent for your insurance needs?

Here Are 10 Reasons to Purchase Your Insurance From an Independent Insurance Agent:

1 – We Work for You
Independent agents work for YOU, not the insurance companies. Our primary job is to represent you, the customer.

2 – Personalized Coverage That Fits Your Budget
Independent agents study your specific needs and budget, making sure you have the coverage you need at a price you can afford. We also work to find discounts that may help lower premiums while still maintaining the coverages you need.

3 – Multiple Quotes, One Contact
Receive fast quotes from multiple insurance companies. Since an independent agent isn’t tied to any one insurance company, you’ll receive more balanced information. The more companies we can check, the better your chances of getting the best deal for your needs.

4 – Save Time With Expert Guidance
Save time and effort. Since your Hometown agent is knowledgeable in many different carriers’ coverages, as well as your needs, you can get information quickly. Independent agents know which companies are looking for your business and which can fit your needs.

5 – All Your Insurance Needs in One Place
Wrap up coverages with one agent. By using an independent agent, you can get multiple coverages with just one agent who can guide you in the right direction.

6 – Licensed and Continuously Educated
Independent agents are licensed professionals. Many states require agents to pass a licensing exam, specific to the type of insurance policies he or she sells. An agent may also need continuing education requirements, which means you’re getting an agent who is up to date on the latest laws and statutes.

7 – Support When You Need It Most
Help with filing claims. If an incident occurs, you can report it to your Hometown agent, who will then let the insurance company know. We can assist you in filling out claim forms and even advocate for you.

8 – Proactive Risk Assessment
Independent agents are trained in risk assessment. An often overlooked area, a risk assessment can help you identify areas of risks in your operations before an incident occurs.

10 – Local Knowledge, Local Support
Your unique geographic area. Since independent agents live in your community, they are familiar with problems common to the area, for instance, coastal areas and the problems commonly encountered. Your Hometown agent can provide information about unique risks and what you can do to lessen them.

Ready to see how an independent agent can make a difference for you?

Call today at 1-800-568-SAVE (7283) or contact us by email at service@hometowninsurance.com for helpful information.

We work for you!