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Business Insurance

General Liability Insurance

Liability insurance (also known as Commercial General Business Liability) protects a company’s assets, pays for obligations, covers the cost of your legal defense and any settlement or award should you be successfully sued.

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Professional Liability Insurance

Also called errors and omissions insurance (E & O insurance), protects your business if you are sued for negligently performing your services, even if you haven't made a mistake.

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Employment Practices Liability Insurance (EPLI)

Coverage for defense costs and damages related to various employment-related claims, including allegations of Wrongful Termination, Discrimination, Workplace Harassment and Retaliation deriving from the employer-employee relationship.

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Directors & Officers Liability Insurance

Coverage for defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organizations board of directors and/or officers.

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Property Insurance

Commercial Property Insurance helps protect your building, your business personal property, machinery, inventory, and furniture.

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Business Interruption

Business interruption insurance helps protect from your lost earnings in the event you cannot operate your business after a covered loss or if the loss causes a reduction in your earnings.

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Cyber Liability Insurance

Cyber Liability Insurance is designed to protect businesses from the high cost of data breaches, extortions and malicious software attacks. This coverage provides protection due to system breaches and cybercrimes and protects you and your business.

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Commercial Auto

Commercial Auto Insurance helps your business cover the financial costs resulting from an auto accident if you or an employee is found at fault. Commercial auto insurance helps pay for damaged property and medical expenses – even in the event of a fatal accident.

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Workers Compensation Insurance

Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased workers’ family with a financial benefit. If a workers’ family decides to sue a company, it can also help cover the related legal fees.

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Umbrella Insurance

Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all the expenses. Essentially, it picks up where your business auto liability, general liability or other liability coverage stops, providing extra protection against bodily injury and/or property damage.

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