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Flood Insurance

Flood Insurance

You don’t have to own waterfront property to need flood insurance.  High water can happen where you least expect it.  Not every flood comes from a hurricane, tidal surge, or raging river.  Increased development, clogged or insufficient storm drains, spring thaw, and excessive rain, ice or snow all contribute to unexpected flooding.  Just a few inches of water from a flood can cause tens of thousands of dollars in damage.

What most people fail to realize – until it’s too late – is that homeowners insurance does not cover floods.

Enter flood insurance.

Whether you live in a home, condo, co-op, or apartment, or own a business, Hometown Insurance Agency can provide you with a flood insurance policy backed by the federal government.  Flood insurance can be more affordable than you think.  Just ask us for a free, no-obligation rate quote.

Flood Insurance Offers You:

There is a mandatory 30-day waiting period (beginning on the date of purchase) before your new flood insurance policy becomes effective.  Your policy won’t provide any coverage until that 30-day period passes.  Don’t wait until the waters begin to rise.  If you’ve been thinking about flood insurance, now is the time to buy it.