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The Cold Weather is Coming, Are You Properly Prepared?


By: Hometown Insurance

Source: Travelers

While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer.

Following are some home maintenance tips from our Risk Control professionals to help you prepare for the coming winter:

• Have your heating system cleaned and inspected annually by a qualified technician.

• Replace your furnace filter in accordance with manufacturer’s instructions.

• Insulate water pipes in areas exposed to freezing temperatures.

• Check gutters for damage and confirm they are securely attached to the house.

• Clean gutters and downspouts to keep debris from accumulating. This is especially important during the fall season when leaves may collect in gutters.

• Check and repair caulking around doors and windows that show signs of deterioration.

• Have your chimney cleaned and maintained by a professional.

• Clean the clothes dryer exhaust duct and space under and behind the dryer. Remove lint and dust that may have accumulated inside the dryer in accordance with the manufacturer’s recommendation.

• Check electrical outlets for loose-fitting plugs or receptacles. Be sure not to overload electrical outlets.

• Keep a multi-purpose fire extinguisher accessible. Confirm that it is fully charged and ready for operation.

• Inspect your smoke detectors. Make sure you have a smoke detector in each bedroom or sleeping area and a smoke detector in the hallway outside each sleeping area. You should also make sure you have at least one smoke detector on each floor of your home, including your basement. Test them monthly, and change the battery annually or as needed.

The steps you take can help protect your home and property from more potentially expensive damage and emergency repairs in the colder months to come.

Material excerpted from: Fall Home Maintenance Tips

Call your local Hometown Insurance Agent to review your homeowners insurance
at 1-800-568-SAVE (7283) or contact us by email at for helpful information.

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